Ana Bacon is presumed dead. She fell over the railing on a cruise with her husband. Now her husband, Tom, is waiting to receive the five million dollar payout from the insurance company. But Ryan, the insurance investigator, has to be sure that it was an accident.
As Ryan investigates something just isn’t adding up. He soon suspects murder but now he has to prove it. Meanwhile, in the past, Ana is struggling to keep her family together since her husband has lost his job. And then her husband comes up with a plan. A plan to get them out of there financial situation. Ana isn’t thrilled with it but agrees to go along with it. But when the plan fails, Ana is put in danger. Was Ana murdered?
The book alternates between Ana’s point of view before the cruise and from Ryan’s point of view after the cruise. I was not a big fan of this book. You never really got the backstory on Ryan and there were a lot of obvious clues about what really happened. If you are looking for a really good psychological thriller, I would not recommend this one.